Many people have found after life-changing, catastrophic events, such as divorce, medical emergencies and long term illnesses, sudden unemployment, underemployment, death of a spouse, or other events over which we have little control, our finances become unmanageable.

Are you drowning in debt? Are creditors calling you and harassing you at work and at home? My name is Timothy Wallace, and I am an Oklahoma attorney who would like to help you get relief from your crushing debt. I have set up this online bankruptcy site to answer some of your questions about Bankruptcy Law in Oklahoma, and make filing bankruptcy confidential, less embarrassing, less costly, and easier.

Wouldn’t it be great if there was a way that we could get a “fresh start,” by putting all of that in the past and getting rid of all of those troublesome credit card debts, medical bills, “upside down” car deals, and that spa payment you signed up for on January 1st, but have never been back?

Wallace Law Firm can get you relief under the Federal Bankruptcy Law. Most of your unsecured debt can be discharged in bankruptcy, and in many instances, you can keep your home, car, household furniture and many personal items.

Congress has passed comprehensive bankruptcy reform. It is more important than ever that you consult a qualified attorney concerning your rights, responsibilites, and options before filing bankruptcy.

Why not start today so you can be assured you can get full and fair relief from your creditors?

This site contains a glossary of terms, and references to most common exemptions, but does not contitute legal advise. Please note this site is being constantly updated to comply with the October 2005 BAPCPA provisions, and you should consult with an attorney before relying upon any information contained herein.

Call us today for a free consultation, where we will discuss whether filing a Chapter 7 or Chapter 13 Bankruptcy is a good choice for you.

Important Notice

The Law Offices of Timothy L. Wallace, designated as a Federal Debt Relief Agency by an Act of Congress and the President of the United States, has proudly assisted consumers seeking relief under the US Bankruptcy Code for over 10 years.

Chapter 7

In a Chapter 7 bankruptcy, the debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash for distribution to the creditors. The debtor receives a discharge of all dischargeable debts usually within four months.

Chapter 13

In a Chapter 13 bankruptcy, you don't have to hand over any property, but you must use your income to pay some or all of what you owe to your creditors over time -- from three to five years, depending on the size of your debts and income.

English Bankruptcy Information Video

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Spanish Bankruptcy Information Video

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Stop Foreclosure

If you are facing foreclosure and cannot work out a deal or other alternative with the lender, bankruptcy may help.

Stop Garnishment

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Divorce

Stop Forecloser. Adversary Proceeding, Assume, Automatic Stay. et nunc posuere non fermentum leo sollicitudin.

Medical Bills

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Oklahoma Exemptions

Most people who file for bankruptcy will keep all of their property. It is important you consult an experienced attorney